Legal
Terms of Use
Last updated July 2026.
What this site is
Loan Lantern publishes general educational content about short-term borrowing — payday loans, title loans, and personal loans. It is not a lender, broker, loan servicer, or credit repair organization, and nothing on this site constitutes a loan offer, financial advice, or a guarantee of any rate or term.
Accuracy
Figures presented (fees, APR ranges, loan terms) are general estimates drawn from public consumer-finance research and are provided for illustration only. Actual terms vary by lender, product, and state, and change over time. Always confirm current terms directly with a licensed lender before making a decision.
No guarantee of outcome
Using this site, including the contact form, does not guarantee approval for any financial product, and does not constitute an application. We make no lending decisions of any kind.
Acceptable use
You agree not to use this site to submit false information, attempt to disrupt its operation, or scrape content for republication without permission.
Changes
We may update these terms from time to time; continued use of the site after changes constitutes acceptance of the revised terms.
Contact
Loan Lantern, 2014 Tulare St, Fresno, CA 93721.